SIP & Lump-Sum Investment Calculator

Calculate wealth accumulation, total investment, and expected returns for monthly SIP and lumpsum
This free online sip & lump-sum investment calculator runs in your browser and is part of our Calculators collection.

SIP & Lump-Sum Investment Calculator

Calculate your long-term wealth growth, compounding returns, and total maturity amount for mutual fund SIPs and lump-sum investments.

E.g., 10% step-up increases your SIP contribution each year as your income grows.

Projected Wealth Summary

Invested Amount: -
Estimated Wealth Gain: -
Total Maturity Value: -

Year-on-Year Growth Projection

Year Invested Capital Interest / Gain End Balance

Power of Compounding in SIP

  • SIP (Systematic Investment Plan): Disciplined investing of a fixed amount periodically to benefit from rupee cost averaging and compound interest.
  • Formula for SIP Future Value: M = P × [ (1 + i)^n - 1 ] × (1 + i) / i where i is the monthly rate and n is number of months.
  • Formula for Lump-Sum Future Value: M = P × (1 + r)^t where r is the annual rate and t is years.

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